A few minutes. Free to request.

We use 256-bit SSL encryption to protect your information.

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Loan requests $100 – $5,000

Up to $5,000.
Lined up in minutes.

One form. Lenders across the country see it, and the ones who can help send their terms. You line them up, compare, and choose.

  • Free to request
  • All credit welcome
  • 256-bit SSL
How it works

Three steps. No paperwork pile.

No branch, no appointment, no waiting room.

  1. Say how much you need

    Pick an amount from $100 to $5,000 and answer a few short questions. Most people finish in a few minutes.

    A few minutes
  2. Lenders come back with terms

    Your request goes out to lenders across the network. Those who can help reply with their terms.

    Often within minutes
  3. Take the one that fits

    Compare what comes back and sign only if an offer suits you. Funds can arrive as soon as the next business day.

    Your decision

Get StartedSee the full process

Why EC Fundings

What you get. And what you don't.

  • Free to request

    Advertising partners pay for the service. You don't, and you never will.

  • All credit considered

    Lenders weigh income and history together, not a score on its own.

  • 256-bit SSL

    Your details are encrypted and shared only with lenders reviewing your request.

  • No pressure

    No calls to talk you into anything. Turn down any offer. Nothing happens until you sign.

Get Started

Before you sign

Nothing hidden in the terms.

Lenders put these in writing before you agree to anything. If a line is unclear, ask them before you sign.

Amount and APRWhat you borrow and the yearly cost, stated up front by the lender.
Term and paymentsHow long you repay and the size of each payment, with the schedule spelled out.
FeesOrigination and other charges differ between lenders and appear in the offer.
Get Started
Common questions

Things people ask us

Can I use my loan funds for any purpose?

Absolutely, you can use the money from your loan for any purpose.

How long does the approval process take?

Your loan request should take just a few minutes to complete. Upon completion your loan request may be approved within minutes. If approved, your funds can be available as soon as the next business day. Processing times vary depending on the lender.

How much can I qualify for?

You can request up to $5,000 to find a loan you're qualified to receive, fill out our simple loan request. Your lender will take into account the information you enter, such as income and employment, as well as any additional information they may require, including, but not limited to, your credit history.

What if I don't have a bank account?

You must have a bank account (either checking or savings are valid) to be able to receive your loan.

See all FAQs

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